The American dream of homeownership is shifting as affordability challenges lead families to consider multigenerational living and multifamily rentals. Multifamily properties show a 7.6% yearly investment increase due to higher net income and lower mortgage rates, while single-family home appreciation slows. Single-family homes offer faster equity growth, ideal for short-term gains, whereas multifamily properties provide steady cash flow and long-term wealth potential. Adaptable homes are gaining demand amid changing living trends.

